There are many alternatives, when it comes to, making our decisions, about how, and where, to invest our funds/ monies! Options include: the stock market; bond market; commodities; and real estate. Since, historically, many consider, real estate, one of the most secure, long – term strategies, and owning a home, of one’s own, is often, considered, this article will attempt to discuss 4 reasons, many feel this way, and use their funds, to purchase family homes, as well as investment properties. With that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, how, and why, this matters.

1. Historically, keeps up with, and/ or, exceeds inflation, and the rate – of – return, many other options, provide: In addition to many other reasons, historically, the appreciation in value of real estate, has kept – up. with, and/ or, exceeded the rate of inflation. It also has been, in the longer – run, one of the safest, most secure, vehicles, available! Many analyses show, also, the overall rate, for real estate, to be better, than most of the other options!

2. Several purposes, including living expenses, and asset appreciation/ value: When one purchases a home, of his own, he satisfies several purposes, including, his living expenses, and pride of ownership! However, it is especially, satisfying, while doing so, the value of houses, over the longer – run, generally increases, by, at least, the rate of inflation. Many also purchase real estate, for investment purposes, such as buying multi – family properties, etc. When doing so, they also receive tax benefits, including being able to depreciate the property, on a schedule, for tax purposes. Also, remember, if you don’t own your house, you are still paying rent, which has no rate of return!

3. Better than average returns, over – time: Statistically, on an historic – basis, real estate values have increased, over – time, not only, at a rate, greater than inflation, but, also, better returns than many other investment vehicles.

4. Paying yourself, instead of your landlord: Your personal home, can either be owned, by you, or by your landlord! When you rent your residence, it provides your housing, but you receive no other financial benefits! Who would you rather pay, monthly, yourself, or your landlord?

It is wise to fully consider your personal situation, comfort zone, and priorities, and perceptions, before making any investments. After this process, remember to include housing, and real estate, in your overall analysis!